On April 29, 2025, the Students Loan Trust Fund (SLTF) announced the launch of a groundbreaking registration portal for first-year tertiary students under the No-Fee-Stress policy, a transformative initiative spearheaded by the Minister of Education, Honourable Haruna Idrisu. The announcement, signed by SLTF CEO Dr. Saajida Shiraz, marks a significant milestone in Ghana’s quest to eliminate financial barriers to higher education and foster inclusive human capital development.
A Bold Step Towards Accessible Education
The No-Fee-Stress policy, described as a “bold and visionary initiative” by the SLTF, aims to mitigate the financial challenges that hinder Ghanaian students from pursuing tertiary education. This strategic investment by the government is designed to enhance the nation’s competitiveness by ensuring that all eligible students, regardless of their financial background, can access the resources needed to succeed in higher education. The policy aligns with Ghana’s broader educational reforms, which prioritize inclusivity and the development of a skilled workforce to drive economic growth.
The newly launched portal, accessible at https://www.nofeestress.sltf.gov.gh/ or https://www.sltf.gov.gh/, offers a streamlined registration process for first-year students. This platform enables applicants to provide their information efficiently, allowing the SLTF to authenticate their eligibility for government support under the No-Fee-Stress policy. The portal’s user-friendly design reflects the SLTF’s commitment to simplifying access to financial aid, ensuring that students can focus on their studies rather than the stress of funding their education.
The Role of the Students Loan Trust Fund
Headquartered at PMB CT 223, Cantonments, Accra, the Students Loan Trust Fund has long been a pillar of support for Ghanaian tertiary students. Established to provide equal financing for higher education, the SLTF offers loans to cover tuition fees, accommodation, and other educational expenses. These loans are repayable after students complete their studies, typically once they secure employment, ensuring a sustainable funding model that benefits future generations.
The SLTF’s mandate aligns with the government’s vision of fostering human capital development through education. By providing financial resources to students in accredited tertiary institutions, the SLTF plays a critical role in bridging the gap between aspiration and opportunity. The launch of the No-Fee-Stress portal underscores the organization’s dedication to innovation and accessibility, ensuring that its services evolve to meet the needs of a growing student population.
Implications of the No-Fee-Stress Policy
The No-Fee-Stress policy represents a paradigm shift in how Ghana addresses the financial challenges of tertiary education. For many students, the cost of higher education—combined with living expenses—has been a significant barrier to enrollment and completion. By introducing this policy, the government is taking proactive steps to ensure that no student is left behind due to financial constraints.
The policy’s focus on first-year students is particularly significant, as the transition to tertiary education often presents unique challenges. Many students face difficulties securing funds for their initial year, which can lead to delayed enrollment or dropouts. The No-Fee-Stress portal addresses this issue by providing a clear and accessible pathway for financial support, enabling students to start their academic journey with confidence.
Moreover, the policy is expected to have a ripple effect on Ghana’s socio-economic landscape. By increasing access to tertiary education, the government is investing in a more educated and skilled workforce, which is essential for driving innovation, entrepreneurship, and economic growth. The emphasis on inclusivity also ensures that marginalized groups, including students from low-income families and rural areas, have an equal opportunity to contribute to the nation’s development.
How Students Can Access the Portal
The No-Fee-Stress portal is now live and accessible to first-year students across Ghana. To register, students can visit either of the two provided URLs: https://www.nofeestress.sltf.gov.gh/ or https://www.sltf.gov.gh/. The portal guides applicants through a straightforward process, requiring them to submit relevant information to verify their eligibility for financial support.
For those who need additional assistance, the SLTF has provided multiple channels for support. Students can contact the SLTF call center at 0302 751 020 or reach out via phone at +233 302 231 886/7 or fax at +233 302 231 873. Alternatively, students can visit SLTF zonal offices for in-person assistance. These resources reflect the SLTF’s commitment to ensuring that no student is left behind in the registration process.
A Vision for the Future
The launch of the No-Fee-Stress portal is a testament to the Ghanaian government’s commitment to education as a catalyst for national development. As Dr. Saajida Shiraz noted in the press release, the initiative will “catalyze Ghana’s quest for accessible and inclusive higher education.” By removing financial barriers, the policy empowers students to pursue their dreams and contribute to the nation’s progress.
Looking ahead, the success of the No-Fee-Stress policy will depend on its effective implementation and the SLTF’s ability to scale its operations to meet demand. Continued investment in digital infrastructure, such as the registration portal, will be crucial for ensuring that the application process remains efficient and accessible. Additionally, the SLTF must work closely with tertiary institutions to ensure that funds are disbursed promptly, allowing students to focus on their studies without financial stress.
Conclusion
The launch of the No-Fee-Stress registration portal on April 29, 2025, marks a new chapter in Ghana’s educational landscape. By providing first-year students with a seamless pathway to financial support, the SLTF is paving the way for a more inclusive and equitable higher education system. As the nation continues to invest in its human capital, initiatives like the No-Fee-Stress policy will play a pivotal role in shaping a brighter future for Ghanaian students and the country as a whole.
For more information or assistance, students are encouraged to contact the SLTF at 0302 751 020 or visit their zonal offices. The journey to accessible tertiary education has begun, and the SLTF is leading the way.

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